What You Need to Know Before Buying a Used Car

 

Used Car

Vehicle History Report
The first thing you need to do before even test driving a used vehicle is to obtain a vehicle history report. This report will provide details on the car's past such as if it was ever in an accident, declared a total loss by an insurance company, subject to recalls, owned by a rental or lease company and much more. Knowing the vehicle's history is essential to determine if there are any red flags. Some trusted providers for these reports include Carfax and AutoCheck.

Physical Inspection
Closely inspect the exterior and interior of the Used Car. Check for any dents, scratches or signs of damage from an accident. Pay attention to paint mismatching which could indicate body work was done. Inspect undercarriage for leaks or rust. When inside, check electrical components and buttons. Test drive the car and listen for odd noises. Check tread depth and inspect brake pads and rotors for wear. Raise the vehicle if possible to inspect brake and fuel lines.

Test Drive
The test drive is very important as it will reveal how the car drives and any problems that only emerge when the engine is running. Drive it on the highway, through cities and on various road conditions. Check how it accelerates, brakes, steering feels and for any strange noises or vibrations. Make sure to test all electronics, features and driving dynamics. Pay attention to how smoothly the transmission shifts, for overheating or oil pressure warning lights.

Maintenance Records
Look through provided service records to see if regular maintenance was performed. Note if and when major components like the timing belt, water pump, brakes and tires were replaced. Lack of maintenance records does not necessarily mean the car was neglected but it increases risk. Records show the seller cared for the vehicle properly over time.

Price vs Value
Research how much the used car sold for originally when new and compare price asked versus its current value based on mileage with help from resources like Kelley Blue Book or Edmunds. Consider private party sale value. Be wary of any price significantly below market value as it could mean undisclosed issues. Check pricing of similar vehicles for sale in your area.

Certification Programs
Some dealers offer certified pre-owned (CPO) programs where vehicles undergo rigorous inspections, sometimes extended warranties and roadside assistance. While CPO costs more, it provides peace of mind. Non-CPO cars still come with any remaining factory warranty but have no additional inspection or guarantee of mechanical condition.

Financing Options
If financing the purchase, be sure to get pre-approved for an auto loan through your bank or credit union before shopping. Have the loan term, interest rate, and monthly payment in mind. Don't be pressured into signing dealer financing as their loans often have higher interest rates. Some dealers will sell the car at a higher price if you use their lender.

Testimonials and Online Reviews
Browse online reviews from prior owners of the specific make and model you're considering. Also check reviews of the selling dealership. Customer testimonials provide insights into common problems, reliability and owner satisfaction you won't learn elsewhere. Avoid cars or dealerships with many repeated complaints.

Final Negotiation and Purchase
Once finding the right used vehicle, negotiate the lowest possible out-the-door price including taxes, fees and any warranties if being offered. Don't forget to get a Carfax or Autocheck report printed to review during test drive. Make sure all issues are resolved and promises will be upheld prior to signing paperwork finalizing sale. Thoroughly inspect vehicle again and take it for another test drive before driving off lot.

Protect Your Investment
Purchase an extended warranty if the vehicle is high mileage or older than five years. This helps cover expensive repairs down the road. Also sign up for roadside assistance in case of breakdown. Consider gap insurance if financing to cover any depreciation in an accident. And don't forget to change vehicle registration, update insurance and obtain a safety inspection as needed in your state.

With Proper Due Diligence Even Used Cars Can Provide Years of Problem-Free Driving
Taking the time to properly inspect a used vehicle, review its history, negotiate smartly and protect your purchase will maximize chances of driving your late-model used vehicle for many miles to come without unexpected repairs. Avoid impulse buys and don't let pressure tactics influence your decision. With a thorough vetting process informed consumers can drive away in a quality pre-owned vehicle that serves them well for years.

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